Amber's finances - assumptions galore

[mythical mother]

They may not have been willing to treat her unless she paid in full. Gorl has a history of skipping out on hospital bills that is public record on the Internet for all to see. I'd imagine her credit score is abysmal or nonexistent. When you consider how many people haven't been paying their medical bills because of COVID, they probably didn't want another patient who they'd have to deal with trying to collect bad debt from.

That’s why she goes to the ER for everything. You don’t have to pay a hospital, honestly. I know plenty of people without insurance who have had surgeries and multi day stays and they just don’t pay and eventually the hospital writes it off for a bailout from the government. This is why the prices of procedures and medication are so expensive. The $20 aspirin trope exists for a reason. It’s because they can get that money out of people who do have insurance to make up for some of those losses. American healthcare is truly janky.

the only way she would really get sued or face consequences for not paying medical bills would be if she didn’t pay a private practice doctor/therapist/dietician etc. The only consequences she faces if she ignores ER bills and hospital bills is a bad credit score.

Even then, medical debt doesn’t count against you in the same way something like credit card debt does. That saves most people from never being able to build credit, but Amber isn’t most people so I’m sure there’s other stuff in her credit report that counts against her. She probably got loans for the time she went to “college” and didn’t pay those either. They surely went into default, which is really, really bad for your credit.

I’m reasonably sure that Becky is the only one with any kind of credit and everything is in her name.

 

[TomatilloSalsa]

For the surgery, scans, et al: they may have asked her for something up front. They wouldn't have asked for the entire amount. They woul have billed her for sure, after, and if she's an idiot, she may have plunked down a giant amount of cash. That's stupid. You can send them twenty bucks a month for fucking forever, and they'll take it, entering into what amounts to a payment plan via that acceptance.

ERs must treat you regardless of your ability to pay. Now, they may very well send bills to you (and send you to collections) if they think you CAN pay, and as we know, she's already been sent to collections and had an actual lawsuit that she appears to have settled by finally paying, but clearly Big Al's not at the top of the class when it comes down to dealing with medical bills, as shown quite clearly by her refusal for years to get actual health insurance.

I know emergency departments can't turn anyone away, but cancer treatment doesn't fall under the purview of an emergency department.

That’s why she goes to the ER for everything. You don’t have to pay a hospital, honestly. I know plenty of people without insurance who have had surgeries and multi day stays and they just don’t pay and eventually the hospital writes it off for a bailout from the government. This is why the prices of procedures and medication are so expensive. The $20 aspirin trope exists for a reason. It’s because they can get that money out of people who do have insurance to make up for some of those losses. American healthcare is truly janky.

You can't go to the ER to get cancer treatment though - she most likely had to pay at least part of the bills for her surgery up front, along with for any office consultations or diagnostic testing.

When one of my dad's cousins got diagnosed with cancer and didn't have insurance, her family and friends had to hold fundraisers for her and she literally brought over $10,000 in cash in a purse to the hospital to give to the billing office before she could go up to the oncology center to schedule her radiation treatment.

 

[mythical mother]

You can't go to the ER to get cancer treatment though - she most likely had to pay at least part of the bills for her surgery up front, along with for any office consultations or diagnostic testing.

>implying Amber had cancer
And even if she did, nobody owes her the benefit of the doubt because she’s lied about literally everything else.

 

[Situation Type Deal Gorl]

I know emergency departments can't turn anyone away, but cancer treatment doesn't fall under the purview of an emergency department.

I didn't say they did.

You can't go to the ER to get cancer treatment though - she most likely had to pay at least part of the bills for her surgery up front, along with for any office consultations or diagnostic testing.

Which is exactly what I said.

When one of my dad's cousins got diagnosed with cancer and didn't have insurance, her family and friends had to hold fundraisers for her and she literally brought over $10,000 in cash in a purse to the hospital to give to the billing office before she could go up to the oncology center to schedule her radiation treatment.

Yeah, I've seen someone have to write a check for eight grand to a hospital up front to get an initial surgery for cancer.

 

[NopeNope]

You can't go to the ER to get cancer treatment though - she most likely had to pay at least part of the bills for her surgery up front, along with for any office consultations or diagnostic testing.

Except nope. Because Amber took advantage of a Kentucky Medicare program for poor, uninsured women that pays for treatment of breast, cervical, and uterine cancers thst are found through their free screening initiative (which Amber's wasn't, but her doctors were able to circumvent that for her). Because, ya know, she was irresponsible for years and just too lazy to sign up for insurance. So instead she took advantage of limited resources designed to help the very poorest and most underprivileged residents, all while supposedly earning $100k+ per year.

If you really want to get into some of her financial shenanigans that no one ever talks about, let's talk about the her underpaying her taxes for years, which her dumbass has inadvertently confirmed a couple of times but no one seems to have picked up on yet.

 

[StrawberryDouche]

Except nope. Because Amber took advantage of a Kentucky Medicare program for poor, uninsured women that pays for treatment of breast, cervical, and uterine cancers thst are found through their free screening initiative (which Amber's wasn't, but her doctors were able to circumvent that for her). Because, ya know, she was irresponsible for years and just too lazy to sign up for insurance. So instead she took advantage of limited resources designed to help the very poorest and most underprivileged residents, all while supposedly earning $100k+ per year.

Unless you have evidence to back this up, it's speculation no different than any other speculation.

There are insurance programs one can buy into when one is suddenly diagnosed with an illness that requires immediate treatment. Medical facilities have social workers on staff whose only job it is to deal with these things.

If you really want to get into some of her financial shenanigans that no one ever talks about, let's talk about the her underpaying her taxes for years, which her dumbass has inadvertently confirmed a couple of times but no one seems to have picked up on yet.

Can you give specific examples of when her dumbass inadvertently confirmed this and where we might find these examples? People can sooner cheat death than the IRS. So if what you claim is true, it will be a race to see which gets her first.

 

[NopeNope]

Unless you have evidence to back this up, it's speculation no different than any other speculation

She says it in one of her videos - give me a while to find it and I'll let you know the one it is. She says her doctor's got her into the program, so its not a catastrophic insurance plan she signed up for.

As for the tax shenanigans, yeah totally.

In her video where she talks about how much money she's lost on her earring business she discusses taxes. She specifically mentions "the taxes you pay at the beginning of the year." In her "What should I title this?" livestream she says "I'm currently saving money; taxes really did me in."

Except paying large sums of money all at once "at the beginning of the year" is NOT how self-employed people pay taxes. In the US, all taxes are pay-as-you-go. For traditional employment, your employer withholds those taxes and pays on your behalf.

But for self employed people (who have been self employed for more than a year and expect to owe more than $1k total in taxes - check and check for Amber), we are required to pay estimated taxes. 4 times per year, at the end of each fiscal quarter, we have to either pay 1/4 of the total taxes we expect to pay or (if pay is variable or work is seasonal) pay taxes for all of the money earned in that quarter.

So at the end of the year/beginning of the new year, we either pay the small difference between estimated and actual or we get a refund for overpaying. Exactly like everyone else. Amber should not be paying all of her taxes when she files. The fact that she does means shes underpaying.

How much she will be fined by the IRS is pretty complicated, but you can look up "IRS underpayment penalty" to learn more about it. Essentially, iirc, there's a flat fee for underpaying. On top that, you are fined a percentage of the underpayment for each month until the IRS is paid in full. On top of that, you are charged interest for each month until the IRS is paid in full.

So, for Amber, she's underpaying 1/4 for 9 months, another 1/4 for 6 months, another 1/4 for 3 months, etc, assuming she pays in full on Jan 1st of the new year. If she waits to file until April, like many people, add another 4 months of underpayment to each 1/4.

What I'm unsure about is whether or not the IRS will fine her for underpayment for past years. Lets say that shes owed more than $1k in taxes since 2018. Would she have 3 consecutive years of underpayment charges (for 2018, 2019, 2020, and the first quarter or two of 2021)? Or does the IRS only target the most recent year?

As you said, they tend not to be easy to cheat so my inclination is the former but I'm not positive.

 

[StrawberryDouche]

That's a pretty big extrapolation to make Re her taxes being underpaid. But maybe.

She says it in one of her videos - give me a while to find it and I'll let you know the one it is. She says her doctor's got her into the program, so its not a catastrophic insurance plan she signed up for.

Yeah, but her saying that does not necessarily mean they got her on the program you are claiming with certitude she's on. Amber is a subliterate dunce. "The doctors got me on..." is her way of using the few words she has at her disposal to explain something while using the least amount of calories possible to articulate it.*

I'm not saying you're wrong. I'm saying everything you've presented is suggestive rather than conclusive.

*eta: much in the same way she described a "psychiatrist" who presumably has a master's degree as "the girl."

 

[TwinkieBooBoo]

If the IRS operates anything like the UK equivalent then they are not all-knowing. They can only see so much before they require reasonable grounds that you are committing tax evasion. The system relies on the taxpayer to declare accurately and then submit to punishment if and when they decide to open an enquiry.

Again it may be different across the pond but HM Revenue & Customs don't punish you for paying all at once, but then they also don't work on estimates.

However, I remain open-minded as the one thing that is the same across the entire planet is that Amber is dumb, fat and accountant-less.

 

[Turd Fergusson]

If the IRS operates anything like the UK equivalent then they are not all-knowing. They can only see so much before they require reasonable grounds that you are committing tax evasion. The system relies on the taxpayer to declare accurately and then submit to punishment if and when they decide to open an enquiry.

Again it may be different across the pond but HM Revenue & Customs don't punish you for paying all at once, but then they also don't work on estimates.

However, I remain open-minded as the one thing that is the same across the entire planet is that Amber is dumb, fat and accountant-less.

I think most advanced countries work about the same way. However, unless you are a billionaire using advanced tax schemes and shelters, you can escape only for so long, Amber, if she lied on her tax return will find herself in a whole lot of trouble. I do not know if they would prosecute her, but she will have to pay all her owed taxes. A question to my American kf, under federal statutes, would Becky be also responsible for Amber's taxes since they live common-law?

 

[NopeNope]

That's a pretty big extrapolation to make Re her taxes being underpaid. But maybe.

Yeah, but her saying that does not necessarily mean they got her on the program you are claiming with certitude she's on. Amber is a subliterate dunce. "The doctors got me on..." is her way of using the few words she has at her disposal to explain something while using the least amount of calories possible to articulate it.*

I'm not saying you're wrong. I'm saying everything you've presented is suggestive rather than conclusive.

*eta: much in the same way she described a "psychiatrist" who presumably has a master's degree as "the girl."

I mean sure, totally. She could be lying about all of it or none if it or just be too stupid to understand.

But she hasn't talked about having to pay off a mountain of debt, to the best of my knowledge, despite complaining about her other financial obligations. And Kentucky actually does have a state- and federally-funded medicaid program that pays for the cost of treatment for certain cancers and has a low barrier of entry. And

At the same time, if she's too stupid to function, like you say, seems even more believeable that what she has insinuated about her taxes is true. If she owes as much as she claims - even if she owes a fraction of what she claims, honestly - and she pays her taxes when she claims, then she's underpaying. Totally dependent on what she says being true, but thats true of literally everything she says and all that other nonsense has been open to criticism.

I think most advanced countries work about the same way. However, unless you are a billionaire using advanced tax schemes and shelters, you can escape only for so long, Amber, if she lied on her tax return will find herself in a whole lot of trouble. I do not know if they would prosecute her, but she will have to pay all her owed taxes. A question to my American kf, under federal statutes, would Becky be also responsible for Amber's taxes since they live common-law?

Just to be clear, she could totally be paying 100% of her taxes and still be underpaying her taxes. It sounds weird and contradictory, but its the timing that matters. Underpayment penalty is kind of like... Paying late fees. If you pay your entire mortgage off but you pay it 6 months late, youre going to wrack up some penalties.

When she fills out her turbotax thing, from her perspective everything can look totally right. Estimated taxes are paid through a separate process - different form or, as I use, the IRS2go app. Turbotax asks if you paid estimated taxes throughout the year, but there's no obvious prompt telling you that you should or were supposed to.

Its pretty easy to miss or overlook unless you actually go looking for it. But that wont stop them from penalizing you.

 

[StrawberryDouche]

And Kentucky actually does have a state- and federally-funded medicaid program that pays for the cost of treatment for certain cancers and has a low barrier of entry.

Would that barrier of entry be an income of over 100k? I don't believe it is, and this is where the Medicaid Theory starts to fall apart.

It would require Amber to lie about her income to the state. Amber wouldn't do that. Not because she isn't a liar, not because she has a sense of ethics and a moral compass, but because Amber would be terrified of being charged with a felony and going to prison - and that would indeed be a very serious felony she would be committing.

I know people like to bellow about how Amber is broke, Amber lies about how much she makes on YT, how Amber is on the edge of welfare, homelessness, and food stamps, etc., but if you're pulling in 60 million views a year, you are making BANK. Yes her major bank days are behind her, but at that time she was pulling in a fuckton and had a fuckton saved. She had enough saved to pay cash for WLS.

You are correct. She has not complained about a mountain of debt from her very expensive surgery and aftercare. Not because Medicaid paid her way in full, but because they got her covered with insurance which paid for most of it. The deductibles and copays likely were in the several thousands, rather than tens of them.

The Medicaid Theory collapses when you consider these things.

 

[Situation Type Deal Gorl]

Except paying large sums of money all at once "at the beginning of the year" is NOT how self-employed people pay taxes. In the US, all taxes are pay-as-you-go. For traditional employment, your employer withholds those taxes and pays on your behalf.

But for self employed people (who have been self employed for more than a year and expect to owe more than $1k total in taxes - check and check for Amber), we are required to pay estimated taxes. 4 times per year, at the end of each fiscal quarter, we have to either pay 1/4 of the total taxes we expect to pay or (if pay is variable or work is seasonal) pay taxes for all of the money earned in that quarter.

LOL. As if Big Al knows anything more about that than she does about running a business. I can almost guarantee you that she's not logging on to the eftps site to pay part of her federal tax deposit every quarter. She is just stupid and doesn't know. Sure, she may get one of those boilerplate notices that she should be doing so, but like everything else in her life, if the IRS isn't knocking on her door for it, or she doesn't get a demand letter, she'll just ignore it, just as she ignored the notices from that medical group who had to actually sue her to get her to pay them. That will be to her detriment, because the IRS is not going to fuck around on it once you've been notified.

How much she will be fined by the IRS is pretty complicated, but you can look up "IRS underpayment penalty" to learn more about it. Essentially, iirc, there's a flat fee for underpaying. On top that, you are fined a percentage of the underpayment for each month until the IRS is paid in full. On top of that, you are charged interest for each month until the IRS is paid in full.

So, for Amber, she's underpaying 1/4 for 9 months, another 1/4 for 6 months, another 1/4 for 3 months, etc, assuming she pays in full on Jan 1st of the new year. If she waits to file until April, like many people, add another 4 months of underpayment to each 1/4.

What I'm unsure about is whether or not the IRS will fine her for underpayment for past years. Lets say that shes owed more than $1k in taxes since 2018. Would she have 3 consecutive years of underpayment charges (for 2018, 2019, 2020, and the first quarter or two of 2021)? Or does the IRS only target the most recent year?

As you said, they tend not to be easy to cheat so my inclination is the former but I'm not positive.

They usually go back three years when it's something they think probably does not involve fraud of some kind. So if three years ago she suddenly paid more in taxes in one lump versus the year before, they may let it slide. If, however, it's clear her money has not suddenly spiked, and they notified her years ago, they will be far less sanguine about things.

I think most advanced countries work about the same way. However, unless you are a billionaire using advanced tax schemes and shelters, you can escape only for so long, Amber, if she lied on her tax return will find herself in a whole lot of trouble. I do not know if they would prosecute her, but she will have to pay all her owed taxes. A question to my American kf, under federal statutes, would Becky be also responsible for Amber's taxes since they live common-law?

I doubt she underreported her income. She's stupid, but she's terrified of what would happen if she did and got caught. Unless she lies to the investigating agent, it's likely she would never go to prison over it, unless they could show she intentionally and deliberately (with malice aforethought, for all the murder mystery lovers out there) underreported. It's a crime to lie to law enforcement, and lying to the Feds is a Federal offense, as is tax evasion. But again, I doubt she would underreport.

At the same time, if she's too stupid to function, like you say, seems even more believeable that what she has insinuated about her taxes is true. If she owes as much as she claims - even if she owes a fraction of what she claims, honestly - and she pays her taxes when she claims, then she's underpaying. Totally dependent on what she says being true, but thats true of literally everything she says and all that other nonsense has been open to criticism.

Here's the rub on that, and the thing I have trouble reconciling: she had her "cancer" and moved to the apartment a year ago. Prior to this, as I've mentioned before here and there, she claims to have been putting aside 40% for taxes and 30% for savings out of whatever YT shekels she makes. If she was actually doing this over the years, and based on her income, I highly doubt she would qualify for any state or Federal Medicaid payments for her doctor/hospital/assorted health things. I think it more likely that she either was not putting aside any money for taxes, or paid out a large amount at once for the hospital, and then her taxes took another chunk, because like an idiot, she doesn't pay in every quarter as she should - and let's face it, at this point, her income has been fairly steady for years, and there's no reason not to just divide the amount in four and pay it in. Her income is also down (hence the mook-bong), and the money she didn't slow down her spending to account for that - so that likely ate away at whatever she had in the bank, too. Also, KY's CHFS Medicaid eligibility is breast and cervical cancer. It mentions nothing about ovarian cancer. https://chfs.ky.gov/agencies/dms/member/Pages/Special-Programs.aspx

 

[I call shenanigans]

KY's CHFS Medicaid eligibility is breast and cervical cancer. It mentions nothing about ovarian cancer. https://chfs.ky.gov/agencies/dms/member/Pages/Special-Programs.aspx

Not that it makes a difference to eligibility, or in this case lack of eligibility, but Amber didn't have ovarian cancer, she had endometrial cancer aka uterine cancer. Still not eligible as per the link. If she'd left ovarian cancer raging in her body for years, she'd probably be dead by now.

 

[Chaotic Pizzaparty]

It is to be of note that this is the first of Amber's Mukbangs in years and I mean like 4 years to barely kiss 70k views. If I was her, I would be worried because THAT is her fallback. Everything from now on appears to be a diminishing return. The problem is when numbers drop, the time for people leaving is unsustainable because it is something she has no control over.

I cannot even really think how she could get out of this at this point because being below one million views is bad. This is removing past content of the month because it kind of does not count because you have to view it from a month to month basis and if it is hitting numbers.

This of course shrinks her pay cheque bit by bit and if now was the time, it is consolidate everything. She needs to be out that apartment ASAP because everything from December 2020 onwards is diminishing returns.

Interestingly enough I went back to I'm back and the views of her current content adds up to 819,000 meaning 302,000 of her views are legacy views. The second those views dip on legacy to 100,000 is the time she should just quit Youtube. Amber's content the last year especially has been non-replayable to anyone because it is so boring.

If she is in tax issues like she said then she is in an incredibly uncomfortable position. I find it really interesting though that Amber and Chantal's channels are both imploding at the same time almost like it is a trend.

 

[Turd Fergusson]

I know people like to bellow about how Amber is broke, Amber lies about how much she makes on YT, how Amber is on the edge of welfare, homelessness, and food stamps, etc., but if you're pulling in 60 million views a year, you are making BANK. Yes her major bank days are behind her, but at that time she was pulling in a fuckton and had a fuckton saved. She had enough saved to pay cash for WLS.

Amber is still making a good amount of money considering the contents that she puts out. Her problem is that she has no discipline as per her finance, or at least as much as her diets. While she claims that she has a budget, her budget likely consists of a list of expenses that she must pay monthly; rent, mobile, automobile insurance, utilities, etc. Her gross income after YT cut is around $2.5k a month. Not bad but not enough to live in luxury. She is going through her saving but seems to not care, as buying a load of graphic novels.

 

[Situation Type Deal Gorl]

Not that it makes a difference to eligibility, or in this case lack of eligibility, but Amber didn't have ovarian cancer, she had endometrial cancer aka uterine cancer. Still not eligible as per the link. If she'd left ovarian cancer raging in her body for years, she'd probably be dead by now.

Thanks - my apologies to everyone for the error regarding the typing of her "cancer".

It is to be of note that this is the first of Amber's Mukbangs in years and I mean like 4 years to barely kiss 70k views. If I was her, I would be worried because THAT is her fallback. Everything from now on appears to be a diminishing return. The problem is when numbers drop, the time for people leaving is unsustainable because it is something she has no control over.

Her views overall since going to the bare minimum/least possible effort business model are total shit. The first live, the ones where she bitching and moaning and crying, and the one with "weight" in the title are the only ones to get near or over the 100K threshold. A month ago, almost all her eating vids are over that magical number, and her haul (the one where she wastefully buys four of the same purses in different colors as some stupid flex) is sharply lower than even the downward trend of her haul videos. For someone who enjoyed 100K+ views regularly, this has to be worrisome, but not just yet into the panic arena.

I cannot even really think how she could get out of this at this point because being below one million views is bad. This is removing past content of the month because it kind of does not count because you have to view it from a month to month basis and if it is hitting numbers.

I she start pumping out mukbangs and more diet starts/fails - and she really should, these are legitimately the only skills she has - she could start creeping back up. The hate watching on those is higher, and it also ropes in the reaction channels, which drives engagement.

Interestingly enough I went back to I'm back and the views of her current content adds up to 819,000 meaning 302,000 of her views are legacy views. The second those views dip on legacy to 100,000 is the time she should just quit Youtube. Amber's content the last year especially has been non-replayable to anyone because it is so boring.

Those are terrible numbers. I've seen people in the comments of her lives complaining about how boring she is and suggesting other things she could do for content: book reviews, learning a hobby like knitting, learning how to cook and doing cook with me vids, ride with mes (presumably Becky hauling her ass around town and then sitting in the car while Becky actually does the errands), visiting some of the sites and beauty in nature in KY, and so on. As well-intentioned as they may be, she is not going to do any of these things, and as longtime viewers, they should know better.

If she is in tax issues like she said then she is in an incredibly uncomfortable position. I find it really interesting though that Amber and Chantal's channels are both imploding at the same time almost like it is a trend.

Not so much a tax issue as a liquidity issue, I'd imagine. If she wasn't so useless and stupid about money, she could have had her money working for her all these years, or at least the past six or seven, when she was making real money, to offset the hit of taxes. Of course, if she wasn't stupid, she'd also be making quarterly payments so she doesn't take that giant hit once a year, and if she'd done any investing with something that throws off dividends or interest on a regular basis, that itself could have gone to partially pay those taxes. She's relying on memberships and superchats that a are fickle and not something that can really be plotted accurately, trend-wise, for even a month ahead.

If you consider what she has to offer, her best bet would be mukbangs on the public channel, and some kind of icky thing like OF or patreon for feeders and kinksters - really high calorie meals, like the actual mukbangers in the US do, and of courseL layyygs. Eventually, anything she put in there would make it into the wild, but like reaction channels talking about her YT channel, that also drives engagement.

Amber is still making a good amount of money considering the contents that she puts out. Her problem is that she has no discipline as per her finance, or at least as much as her diets. While she claims that she has a budget, her budget likely consists of a list of expenses that she must pay monthly; rent, mobile, automobile insurance, utilities, etc. Her gross income after YT cut is around $2.5k a month. Not bad but not enough to live in luxury. She is going through her saving but seems to not care, as buying a load of graphic novels.

She reminds me of professional football players who get giant contracts to sign with a team and then two years later are out of the league and bankrupt, or those people who win the lottery and also wind up bankrupt after couple of years. Her YT fame and the money that comes with it is a total fucking waste on her.

How are you arriving at 2.5K per month net after YT takes their slice of the pie? They have 1K minimum in rent alone. I'd think she'd be rather more frantic than she is if her take home is that low.

 

[Masta]

One of her personality traits before was feverishly spending money on junk. I don’t see that anymore except the 4k on comics which we’ve never seen and the sudden interest in trying to make money from other outlets.

I want to say this is her low point when it comes to finances but this could just be a ruse for us to talk about..

 

[Turd Fergusson]

How are you arriving at 2.5K per month net after YT takes their slice of the pie? They have 1K minimum in rent alone. I'd think she'd be rather more frantic than she is if her take home is that low.

I use NoxInfluencer (www.noxinfluencer.com).

If you use the Channel Tools > YouTuber Calculator, Her Est. YouTube Partner Earning[Monthly] is $ 4,568.

YouTube takes 45%, leaving her will 55%, thus: $2512.

Her fixed monthly expenses are somewhat easier to calculate: Rent $1,300, utilities $100, automobile expenses (insurance, fuel) $200, mobile/internet services $200, taxes $200, other miscellaneous expenses $200. This amounts to $2,200. Even if I am overestimating her expenses by a few hundred dollars, her fixed expenses are taking a large portion of her income. I did not include health insurance, but if she does, add another $2-300 a month. Her food bill alone for both of them is easily over $1,500 a month ($50 x 30 days). She easily spends $1,000 a month in mindless consumption.

If those numbers are correct, ($4,700), she would need to pull $8,500 monthly income before YT cut to break even. Both NoxInfluencer and SocialBlade do not get even close to this number.

This is why she is using her savings to compensate for her lack of income. This is why she can't pay for bariatric surgery besides the point that no one will operate on her. This will last only so long.

 

[StrawberryDouche]

If you use the Channel Tools > YouTuber Calculator, Her Est. YouTube Partner Earning[Monthly] is $ 4,568.

YouTube takes 45%, leaving her will 55%, thus: $2512

Neither of those sites factor in what she's raking in with superchats. She's easily pulling in close to a grand a week from tards who can't stop throwing money at her. YT takes 33% of those afaik. YT taking 45% of anything is news to me.

Those sites are approximations at best.