Amber's finances - assumptions galore

[Situation Type Deal Gorl]

I use NoxInfluencer (www.noxinfluencer.com).

If you use the Channel Tools > YouTuber Calculator, Her Est. YouTube Partner Earning[Monthly] is $ 4,568.

YouTube takes 45%, leaving her will 55%, thus: $2512.

Since when does YT take 45%? And does that include superchats? Memberships? I'm not buying that estimation, if only because she is not in a full on panic, which she would be.

Her fixed monthly expenses are somewhat easier to calculate: Rent $1,300, utilities $100, automobile expenses (insurance, fuel) $200, mobile/internet services $200, taxes $200, other miscellaneous expenses $200. This amounts to $2,200. Even if I am overestimating her expenses by a few hundred dollars, her fixed expenses are taking a large portion of her income. I did not include health insurance, but if she does, add another $2-300 a month. Her food bill alone for both of them is easily over $1,500 a month ($50 x 30 days). She easily spends $1,000 a month in mindless consumption.

If those numbers are correct, ($4,700), she would need to pull $8,500 monthly income before YT cut to break even. Both NoxInfluencer and SocialBlade do not get even close to this number.

This is why she is using her savings to compensate for her lack of income. This is why she can't pay for bariatric surgery besides the point that no one will operate on her. This will last only so long.

Or it's because she doesn't actually set aside anything for taxes/savings or because she blew through it paying for her "cancer" treatment. Thee are quite a number of assumptive variables in your reckonings here. But let's say that calculator thing and you are right: if she were actually spending a grand a month on crap (takeout, target, torrid) over and above fixed expenses, and let's assume she had 30K in cash ready to plunk down for WLS, she'd have already blown through that and would be living hand to mouth. She clearly isn't, based on her continued shopping and eating out, and even though she's stupid, even she would be tightening her belt, so to speak, if her situation were that dire.

 

[Turd Fergusson]

Since when does YT take 45%? And does that include superchats? Memberships? I'm not buying that estimation, if only because she is not in a full on panic, which she would be.

From one website:https://www.investopedia.com/articles/personal-finance/032615/how-youtube-ad-revenue-works.asp

"There is a 45/55 split for all content creators, so Google keeps 45 percent of all YouTube advertising on your videos, and you get the remaining 55 percent."

Or it's because she doesn't actually set aside anything for taxes/savings or because she blew through it paying for her "cancer" treatment. Thee are quite a number of assumptive variables in your reckonings here. But let's say that calculator thing and you are right: if she were actually spending a grand a month on crap (takeout, target, torrid) over and above fixed expenses, and let's assume she had 30K in cash ready to plunk down for WLS, she'd have already blown through that and would be living hand to mouth. She clearly isn't, based on her continued shopping and eating out, and even though she's stupid, even she would be tightening her belt, so to speak, if her situation were that dire.

Neither of those sites factor in what she's raking in with superchats. She's easily pulling in close to a grand a week from tards who can't stop throwing money at her. YT takes 33% of those afaik. YT taking 45% of anything is news to me.

Those sites are approximations at best.

I am quite willing to stand corrected on all the assumptions of income and expenses from Amber. One thing is for certain: her expenses since moving to Lexington have increased quite a bit and her income has gone down with less posting. She has complained that the flat is really expensive, not something someone rolling in the dough would say, and she tried Patreon and other schemes to raise money such as selling earrings. This is not something someone as lazy as Amber would do without a reason. Is she panicking or is she just living in blissful ignorance? Who knows.

 

[StrawberryDouche]

The rumors of Amber's financial death have always been greatly exaggerated.

she tried Patreon and other schemes to raise money such as selling earrings. This is not something someone as lazy as Amber would do without a reason. Is she panicking or is she just living in blissful ignorance? Who knows.

She made a Patreon, never posted on it, and refunded everyone's membership fees.

According to Amber, the three hours it took to stuff orders into envelopes cut into her time of not doing a goddamn thing, and she quit.

These are not the actions of a fat woman on the edge of penury.

 

[Situation Type Deal Gorl]

From one website:https://www.investopedia.com/articles/personal-finance/032615/how-youtube-ad-revenue-works.asp

"There is a 45/55 split for all content creators, so Google keeps 45 percent of all YouTube advertising on your videos, and you get the remaining 55 percent."

Interesting - weird that I can't find anything in YT's own docs giving the split percentages. They just tell people to hit the monetization link in their side nav menu to see how the revenue goes. Come on, YT, make it easy to find this info.

I am quite willing to stand corrected on all the assumptions of income and expenses from Amber. One thing is for certain: her expenses since moving to Lexington have increased quite a bit and her income has gone down with less posting. She has complained that the flat is really expensive, not something someone rolling in the dough would say, and she tried Patreon and other schemes to raise money such as selling earrings. This is not something someone as lazy as Amber would do without a reason. Is she panicking or is she just living in blissful ignorance? Who knows.

Her expenses in Lexington are definitely higher - and I think she's eating out even more than when they lived with the guys, just because there are son many options that are really close AND she can order via ubereats.

I really do think she's just getting tired of YT (or, rather, the work of it). She figured she could become a shitty earring mogul, but there's way too much competition there for Big Al to make any sort of impression beyond her own YT audience. Something else that she didn't understand about business, even as her own viewers were buying earrings. They weren't buying them because they were terrific earrings, given that she has no fashion sense. They were buying them because they belonged to her. They an get the same shitty earrings she bought wholesale to resale elsewhere, more cheaply, as those have no personal connection to Big Al.

She struck out on Patreon as she had nothing novel to give. She just wanted people to give her money to do nothing more than vaguely say maybe she'd read some of shitty poetry to them and perhaps have a patreon-only chat/live. Not something people are going to pay twenty bucks a month for.

OnlyFans: another non-starter, sine she doesn't want to show her body, or specifically her legs, or do anything sexual or sexual-ish, like showing her boobs and upper body.

She really does suck at business, and she should stick to what she knows how to do well, and that will bringing the coin: eating. That would be my consulting voice giving her advice.

 

[Janai]

She said in her live today she could afford WLS in Mexico and could pay for it rn. Looked it up and WLS in Mexico is about 5k to 6k. I know she's not making that much a month so that's probably what she has left in her savings

 

[I call shenanigans]

She said in her live today she could afford WLS in Mexico and could pay for it rn. Looked it up and WLS in Mexico is about 5k to 6k. I know she's not making that much a month so that's probably what she has left in her savings

She could get it even cheaper that that in Mexico, but she has to be able to get there. She also has to be able to control her eating long enough to survive the surgery recovery...which currently she couldn't do. There's a reason that she's failed her pysch evaluations in the US. Sure she can probably bypass them in Mexico, but chances are she'd be too heavy for surgeons there to take the risk. There are very few bariatric surgeons that will take their chances with a 550lb + mega fat like her.

 

[Surprised Pikachu]

Sinatra did a breakdown of her income in his last livestream / video. I think his math is off but he is an established Youtuber so should know what he’s talking about when it comes to how the stuff adds up. Plus, it adds another layer to this debate!

Can’t timestamp as I’m very old and on a shitty mobile but the discussion starts at 10.30.

 

[Billie Ross]

Sinatra did a breakdown of her income in his last livestream / video. I think his math is off but he is an established Youtuber so should know what he’s talking about when it comes to how the stuff adds up. Plus, it adds another layer to this debate!

Can’t timestamp as I’m very old and on a shitty mobile but the discussion starts at 10.30.

He's totally off, but since we don't know the number of members is hard to estimate, we can only speculate, i found incredibly hard that she has more than 300 members.

 

[Chaotic Pizzaparty]

What the fuck is with that math!!!! $36,000. He thinks she has 2% of her subs as members. I think that stroke wiped his cognitive functioning because that calculation is legit retarded. He thinks as well that Amber in her hay day made nearly a million as well, so there is that. Amber probably made 10k a month in her hayday because none of her videos even break a million.

Yet Sinitra's audience believe this shit because he is retarded. Thanks for the time marker btw I listened for 2 minutes and was feeling MATI.

Lesson, don;t believe these numbers because they make no fucking sense

 

[TwinkieBooBoo]

onlyfansdotcom/lumpybumpystumpy

What the fuck is with that math!!!! $36,000. He thinks she has 2% of her subs as members. I think that stroke wiped his cognitive functioning because that calculation is legit retarded. He thinks as well that Amber in her hay day made nearly a million as well, so there is that. Amber probably made 10k a month in her hayday because none of her videos even break a million.

Yet Sinitra's audience believe this shit because he is retarded. Thanks for the time marker btw I listened for 2 minutes and was feeling MATI.

Lesson, don;t believe these numbers because they make no fucking sense

Someone tell him his figures are libtarded, he'll love that.

 

[Situation Type Deal Gorl]

Sinatra did a breakdown of her income in his last livestream / video. I think his math is off but he is an established Youtuber so should know what he’s talking about when it comes to how the stuff adds up. Plus, it adds another layer to this debate!

Can’t timestamp as I’m very old and on a shitty mobile but the discussion starts at 10.30.

I don't mind listening to him from time to time, but this is just plain stupid. No fucking way she has a 2% sub rate for members AND an equivalent retention rate. Even being an ultra ultra optimist and saying 500 members, no turnover at all, that's 4K gross, before YT takes their cut. Let's just call it 50/50 and say 2K from members, with 0% turnover, or at least new subs replacing departures. But I don't believe that she even has 500, which would be about .2%, something I still think is rather optimistic. She simply is not engaging, special, or interesting enough on her streams for anyone but true ambabies - the ones constantly fluffing her ego in the chat - to pay any money for it.

Hey, did anyone notice Bored Housewife forming over another hundred bucks during that stream or not? Wonder if her husband had a few choice words for her.

 

[Masta]

She may have less than a 100 members though...

 

[Turd Fergusson]

She said in her live today she could afford WLS in Mexico and could pay for it rn. Looked it up and WLS in Mexico is about 5k to 6k. I know she's not making that much a month so that's probably what she has left in her savings

She could get it even cheaper that that in Mexico, but she has to be able to get there. She also has to be able to control her eating long enough to survive the surgery recovery...which currently she couldn't do. There's a reason that she's failed her pysch evaluations in the US. Sure she can probably bypass them in Mexico, but chances are she'd be too heavy for surgeons there to take the risk. There are very few bariatric surgeons that will take their chances with a 550lb + mega fat like her.

She could get it cheaper but a quick look for a clinic in Monterrey, Mexico, I found one which offers a gastric bypass for $6,300. All she needs to drive there through Texas. If you include hotels to and fro, food, gas and incidentals, she could have the surgery for less than $8,000 all-inclusive and no pesky psychological questionnaire. I do not think that they have a weight limit either.

The cost in Kentucky is at least $25,000, likely over $30,000 including all medical testing required.

So, we can deduct that she went through a portion of her savings and now has less than $25,000 but still more than $8,000 or so.

 

[Situation Type Deal Gorl]

She could get it cheaper but a quick look for a clinic in Monterrey, Mexico, I found one which offers a gastric bypass for $6,300. All she needs to drive there through Texas. If you include hotels to and fro, food, gas and incidentals, she could have the surgery for less than $8,000 all-inclusive and no pesky psychological questionnaire. I do not think that they have a weight limit either.

It would take them forever to get there, because she'd have to have Becky stop every two hours because she'd start hurting ("Ow, my leg!") or she'd need food ("I'm LIDuherally STARveen?"). Plus, there's that cAr Anxiety thing, although maybe since it's somewhere she would want to go - kind of like going to TCF - she wouldn't say a word about that.

 

[Turd Fergusson]

It would take them forever to get there, because she'd have to have Becky stop every two hours because she'd start hurting ("Ow, my leg!") or she'd need food ("I'm LIDuherally STARveen?"). Plus, there's that cAr Anxiety thing, although maybe since it's somewhere she would want to go - kind of like going to TCF - she wouldn't say a word about that.

I think it is mostly wishful thinking on our part. Does she really want to have bariatric surgery? I am not sure. She probably does if it was not too inconvenient and was no work involved from her. She has been so big for so long that it is part of her psyche and she loves food more than anything else. Food is her friend and she does not want to part with it.

 

[Situation Type Deal Gorl]

I think it is mostly wishful thinking on our part. Does she really want to have bariatric surgery? I am not sure. She probably does if it was not too inconvenient and was no work involved from her. She has been so big for so long that it is part of her psyche and she loves food more than anything else. Food is her friend and she does not want to part with it.

Nah, she doesn't. Even if she did, she'd blow right through it within months and eventually eat herself to 600 pounds again. It would just be a rerun of her channel here.

 

[TwinkieBooBoo]

It would take them forever to get there, because she'd have to have Becky stop every two hours because she'd start hurting ("Ow, my leg!") or she'd need food ("I'm LIDuherally STARveen?"). Plus, there's that cAr Anxiety thing, although maybe since it's somewhere she would want to go - kind of like going to TCF - she wouldn't say a word about that.

I hope they don't ask any questions to trip her up at the border post.

Maam, could you tell me what city you plan to visit?

"Mexico has SIDiees?!"

 

[Moogoogaipen]

Sinatra did a breakdown of her income in his last livestream / video. I think his math is off but he is an established Youtuber so should know what he’s talking about when it comes to how the stuff adds up. Plus, it adds another layer to this debate!

Can’t timestamp as I’m very old and on a shitty mobile but the discussion starts at 10.30.

He's way off because he assumes she has so many paying members. I'd be surprised if she has more than 50.

But even if you take out that part, she is supplementing her income significantly via the superchats. Even if we lowball the totals per live at 500 dollars, that's 1k per week. Let's say YT takes 30%, like the other poster said, that's 700 dollars per week, times 4 it's 2.8k per month on top of the 2.5k she currently gets from adsense. That's more than enough to pay for her food and shitty chachki shopping. She's not worrying yet and I bet she wishes she thought of it before. A couple of years ago she would've made double.

The superchats will eventually drop and stabilize to a lower level, as the novelty of the lives wears off. True to form, she is putting in the least amount of effort possible but people are dumb and will throw money at her just for the chance to "tell her off" or ask "uncomfortable" questions. It must be tragic when between you and ALR, you're the dumb one getting grifted.

 

[I call shenanigans]

She could get it cheaper but a quick look for a clinic in Monterrey, Mexico, I found one which offers a gastric bypass for $6,300. All she needs to drive there through Texas. If you include hotels to and fro, food, gas and incidentals, she could have the surgery for less than $8,000 all-inclusive and no pesky psychological questionnaire. I do not think that they have a weight limit either.

The cost in Kentucky is at least $25,000, likely over $30,000 including all medical testing required.

So, we can deduct that she went through a portion of her savings and now has less than $25,000 but still more than $8,000 or so.

Stella Williams had Gastric Sleeve surgery in Mexico earlier this month. All up cost for her was $4200 according to her video about it. Even though she had insurance she detailed that the full price in Mexico (including hotels and aftercare) was cheaper than her co-pay. The weight limit issue wouldn't come up until the initial phone consult, but it does factor into the approval process. They still require pre-op liquid diets as well, which we know Amber couldn't do. Contrary to popular opinion, surgeons in Mexico do actually turn away potential customers. Their mortality statistics are monitored and reported internationally. Those folk seriously contemplating surgery in Mexico can easily find the reports on poor clinic/surgeon outcomes. Not that Amber's research skills are well evolved.

I do believe she thinks WLS is her only real option, and has probably been told that by the three different local bariatric surgeons that have already refused her WLS. She does want the weightloss, she doesn't want to work for it or change her lifestyle...that's why she's suddenly paying so much attention to Chantal's Ozempic experience. She's already said that the FDA has approved Wegovy in the US for weightloss, and I'd be surprised if she doesn't try that first. The ongoing cost will far exceed even the US self-pay WLS cost though over more than about a year (definitely by 2 years)

 

[Turd Fergusson]

I do believe she thinks WLS is her only real option, and has probably been told that by the three different local bariatric surgeons that have already refused her WLS. She does want the weightloss, she doesn't want to work for it or change her lifestyle...that's why she's suddenly paying so much attention to Chantal's Ozempic experience. She's already said that the FDA has approved Wegovy in the US for weightloss, and I'd be surprised if she doesn't try that first. The ongoing cost will far exceed even the US self-pay WLS cost though over more than about a year (definitely by 2 years)

Unfortunately, bariatric surgery is very likely her only option. For someone of her size, losing weight through diets is unlikely to be successful long term. The will power necessary to maintain a diet for months or years is not Amber’s forte. I do not think that using Wegovy will work for Amber long term either. It might be useful to help her lose some weight before bariatric surgery, but as she said, she can’t afford it in the U.S at least.
Her options are limited. I am not sure what she can do next.