Kind of depends, but yes THAT is low. (worked in banking)I’m an oldfag so I kinda remember low ATM withdrawal limits back in the day, but $200 seems shockingly low today, especially at your own banks ATM. Is that actually still a thing with some banks?
Generally here's how they run these days at the 20 biggest banks. All she would have to do most likely is ask them to bump it up, which she's too fucking lazy to go inside and do. Instead, she whines about the bank fuckery in MORE videos than this one. She's a child; she has zero idea how the "magic money machine" really works.
Your checking account probably has a daily ATM withdrawal limit between $300 and $5,000. Here are the limits you can expect from popular banks.