I really wonder how much else he's hiding from viewers and fans.1) Now we really know why Phil stopped doing any video or pictures outside of his hermit hole. Couldn't risk destroying his poverty narrative with some cat shit (literal or figurative) showing up on film.
If nothing else this shows he got quite good at hiding shit, so quite literally we cannot trust a word he says.
I doubt he ever gets over drafted, the bank would likely not be too happy. I doubt he sold his DVD collection.
I'm quite sure he spent a lot of money on keeping Kat, and sadly we will never ever know. But I think he wanted her to believe he's some rich tough guy, I even remember Tevin saying Subaru Man said as much, and it kind of falls in place when you think about it.
Oh and PS, Kat is absolutely in on the scam. If you felt sorry for her before, don't.