In phils nightmare of a million credit cards and defaulted condos I don't think it matters. It's weird obsessing over a disaster not happening fast enough.Those scraps add up to more than $100,000 of income a year, and they have for going on about 8 or 9 years now. The closest we've gotten to true dejection was around Christmas 2017 when he had to come up with the state B&O tax for 3 years. Otherwise, it's been a never-ending series of begathons funded by people who either think "I'm helping!" or "It's just $20. He needs $3000."