So just the mortgage which is about a grand, utilities, and other debt I imagine. Which leaves next to no room for games, consoles or expensive mail order food.@SoapQueen1 or @AnOminous can correct me if I'm wrong, but I think if he ends up on the payment plan (Chapter 13?), he will be given a set amount of money per month (let's say $5000) to pay his necessary bills (utilities, WAkhando mortgage, etc) and have enough for food and such (as determined by the court). Anything above that amount will go straight to the people/companies he owes money to via a trustee, in an order I imagine is also determined by the court.