People are focusing on the money aspect, but this mobile game addiction goes well beyond that. This confirms that Phil is playing this shit ALL DAY and has absolutely no life. He streams ~7 hours, 6 days per week and is playing these mobile games more than that. I don't know if people realize the time commitment Champions is while being in a top guild.
This is very accurate. Between feuds, blitz events, normal dailies and special events the top groups demand that you participate in everything religiously. There are some much lower spenders in these factions, but I assure you that they are grinding their asses off to remain a part of them.
Phil is a special case, as he is doing both the spending and grinding. Believe it or not there are a number of people in this game willing to do that.