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People who work in specialized industries learn shit all the time that regular people can use to make shit easier. Talk about what you know here so people can hack the planet and be less likely to shoot up a Whammy Burger.
Mine:
- for the love of God you have no idea how much time and work it is to push an insurance referral through on the referring party's side. Insurance company drones are perpetually swamped so on a good day provided your shitty doctor's office actually has the order in and we're unlucky enough not to have the referral automatically approved you're looking at two to three days. Much, much more if we need to actually speak to your insurance on the phone. By a magnitude of ten if your insurance is out of state. Do not assume you'll call the day before your colonoscopy and everything will be hunky fucking dory because every office and every insurance plan is different and exactly none of them follow procedure consistently. Your Insurance is likely also A Bastard and will actually reject your claim or pre-auth if one "I" isn't dotted. This is often written into their own internal procedures because their lawyers advise them so. Forcing perfect paperwork is how they limit liability on their end, but the side effect is that it makes some poor fat-fingering clerk inadvertently responsible for your claim getting denied. If you think you may need a referral, confirm with your insurance. Then maybe just get one anyway, unless your provider or the referred office confirms it too.
- states have fucktons of heating assistance programs. Don't make your kids go cold if you don't have money to heat your house. Swallow your pride and make phone calls; everyone needs help sometimes. Again, you have to reach out to them as soon as you know you'll need it because there's processing time involved and they have to talk to your utility company. Don't stop looking at the local level, either; check for county and state as well. Unless you're just a rich fucker and you spent too much and now you can't get heating oil for your pole barn or something. In that case go fuck yourself.
Mine:
- for the love of God you have no idea how much time and work it is to push an insurance referral through on the referring party's side. Insurance company drones are perpetually swamped so on a good day provided your shitty doctor's office actually has the order in and we're unlucky enough not to have the referral automatically approved you're looking at two to three days. Much, much more if we need to actually speak to your insurance on the phone. By a magnitude of ten if your insurance is out of state. Do not assume you'll call the day before your colonoscopy and everything will be hunky fucking dory because every office and every insurance plan is different and exactly none of them follow procedure consistently. Your Insurance is likely also A Bastard and will actually reject your claim or pre-auth if one "I" isn't dotted. This is often written into their own internal procedures because their lawyers advise them so. Forcing perfect paperwork is how they limit liability on their end, but the side effect is that it makes some poor fat-fingering clerk inadvertently responsible for your claim getting denied. If you think you may need a referral, confirm with your insurance. Then maybe just get one anyway, unless your provider or the referred office confirms it too.
- states have fucktons of heating assistance programs. Don't make your kids go cold if you don't have money to heat your house. Swallow your pride and make phone calls; everyone needs help sometimes. Again, you have to reach out to them as soon as you know you'll need it because there's processing time involved and they have to talk to your utility company. Don't stop looking at the local level, either; check for county and state as well. Unless you're just a rich fucker and you spent too much and now you can't get heating oil for your pole barn or something. In that case go fuck yourself.
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