What shitty purchases is Phil making that put him in so much debt? -

Niggernerd

Hiya pops, long time no post.
True & Honest Fan
kiwifarms.net
If you're gonna gacha, at most just spend $20-45 of the chump change you have left after paying for what matters. You can get summon currency from story/events daily missions afterall.
 

GigaOPC

kiwifarms.net
My favorite wasteful pig purchase is the multiple $1000 gamer quilts.
I forgot about those. He also has all that gamer art he use to buy at conventions which are just paintings with perler bead video game characters glued on he bought for hundreds a piece. They are the ones he finally put up in the wakhando after Panda Lee left. He use to waste so much money on "gamer" shit, now he just maxes out his credit cards on grub hub and gacha games.
 

Prince Lotor

Oldschool 80's winged-helmet autism
kiwifarms.net
Phil has no debts fam. He had all his credit card debt discharged last summer and somehow can't make ends meet on $110K+ per year, plus his wifes income. The only loan obligations he is under right now to repay are his condo's home loan and his Toyota's car loan. He earns 4 to 5 times more per month than the payments on these cost.

If you're asking historically about his spending habits check out his "Moving Vlogs" playlist https://www.youtube.com/playlist?list=PLeyGCRcG5vrGhnmOyFLI7dfOmLT1V1xGw
After moving in Phil spent well over $10K, maybe even over $20K, on an absolute shit-ton of things that he put all on credit cards and he revealed during The Bankruptcy Arc that he was still carrying debt from these purchases almost 6 years later.
For a TL;DR of his "Moving Vlogs" purchases check out this post I made in the bankruptcy thread. He bought fucking IKEA paintings for like $400 to $500 a pop or something.
 

Trappin in the Trap

You really let the abyss stare back unto you? Ew.
kiwifarms.net
The funny thing about Phil's spending is that he has very little to show for it.
Regardless of WWE Champions pulls, his tendency to bitch about food quality and all the shit he bought tells that he doesn't live within his means. I bet Phil is the kind of guy to buy the brand name crackers for 3$ extra than the store brand because the packaging looks better.
While he scams his fans, he's the one getting scammed IRL. The way he explained all of his "collectors edition" statues and touted their production numbers like some dude didn't just write a number on them in random order shows that. The "buyer's market" BMW, Kat being a great cook and a swimsuit model, the way he hypes up games. He wants to believe as much as the seller wants him to so he can justify giving in to his immediate monkey brain desires. Getting scammed also means he can play victim and the cycle continues.
 

DZoomer

kiwifarms.net
Frankly, people may treat this question as stupid, but I don't think it is.

Phil has made thousands and thousands of dollars above his expenses in the last few months, but he still begs daily for tips.

To me, that has only two possible explanations:

1. Phil has gotten used to begging, so even though he may not actually be desperate to hit the tips goal, he's so used to it that he does it anyway.
2. Phil actually does spend 100% of what he gets every month.

People see Phil as this incredibly dumb person (which he is), but I think you have to force your suspension of disbelief a lot in order to convince yourself that a person who has declared bankruptcy would keep spending everything he earns.

So what I think is that the first option is the more reasonable. Phil has simply conditioned himself into believing that he has to beg everyday, but he is probably saving up a bit of money every month.

Even though that would make Phil an even bigger scammer, it is the one possibility that would be best for him. If this motherfucker is still with no savings after having declared bankruptcy, he will be deep in shit in some years.
 

actually

Local Moderator
True & Honest Fan
kiwifarms.net
So what I think is that the first option is the more reasonable. Phil has simply conditioned himself into believing that he has to beg everyday, but he is probably saving up a bit of money every month.

Even though that would make Phil an even bigger scammer, it is the one possibility that would be best for him. If this motherfucker is still with no savings after having declared bankruptcy, he will be deep in shit in some years.
He did not have any money in any savings account. He has made no apparent changes. I think it's actually some of both. He's conditioned himself to do the begging so he can get the same money he's used to, and he has to do it because he also spends until he has nothing left.
 

DZoomer

kiwifarms.net
He did not have any money in any savings account. He has made no apparent changes. I think it's actually some of both. He's conditioned himself to do the begging so he can get the same money he's used to, and he has to do it because he also spends until he has nothing left.
I just refuse to believe that Phil is that dumb. Not only him, but Kat would also need to be as dumb as a rock to keep spending all they have when he has already declared bankruptcy.

I guess it's just me being generous with Phil and thinking "No way he's that stupid". If I'm wrong, then we have a guaranteed unlimited supply of lolcow milk until Phil dies.
 

Uberpenguin

Flightless Bird Agriculturalist
kiwifarms.net
I'd always heard it was largely due to the mobile game stuff, but honestly the idea of a grown man dumping that much money on gacha BS seemed so absurd it felt like it couldn't be true...but then a little while back I was watching a TIHYDP of Yakuza 7 and saw this little bit of him playing blackjack and, well, see for yourself.

I apologize, timestamps don't seem to work on the embed and I don't want to download a 9 hour video to cut out an 8 minute section, just fast forward to around 4:31:25. Section ends at 4:39:00.


He gets more and more wired while just pretend gambling to the point that the droopy narcoleptic bastard is actually jumping up out of his chair like he just did some lines of blow; no joke, it's legitimately kind of disturbing to watch. And again this this is just his reaction to fake gambling with no real monetary input.

After seeing the above I finally accepted that yeah, the stuff about dumping most of his money on mobile games is almost certainly true. The rest of said money just goes to overall budgetary incompetence.
 

Pargon

Hitler died, my mother also died
True & Honest Fan
kiwifarms.net
My favorite was the multiple waist-high stacks of Blu-Ray discs he had amassed in his living room years ago, just piled up on the floor up against a wall and not even on a shelf or rack of any kind. What a fucking nigger-rich consoomer he is, and always has been. I can't imagine what kind of faux-"nerd" mass market pop culture bullshit he's gathered since he stopped showing any part of his life outside of his prison office.
 

RabidWombat

The Lone Marsupial of the Apocalypse
kiwifarms.net
Hulk Hogan's dick and big taints.
"Let me tell ya something, brother! When you're packing the two largest pythons in the world, the third python downstairs don't come cheap either, dude! Just ask Bubba The Love Sponge's wife! Bubba's a hulkamaniac, so you know he cranked his hog good while I gave Mrs. Lovesponge the full Wrestlemania package! So whatcha gonna do, when Hulkamania and it's mighty salami goes wild on youuuu!?"
 

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