What shitty purchases is Phil making that put him in so much debt? -

TheGoutburglar

The only good pigroach is a salty one.
kiwifarms.net
The only things DSP will do "off the clock" are whale calls, and look up boss fights when he gets stuck.
And of course neither one is something anyone with a sense of decency would do at any time, let alone after hours.

Phil is just as allergic to doing the right thing as he is to putting in effort. The only times I've ever seen him exert himself in the least, was in the pursuit of doing something greasy.
 

Salubrious

Feelin' Healthy
kiwifarms.net
I think its a mix of laziness and being cheap as hell. Also, you need to holds his hand.

And of course neither one is something anyone with a sense of decency would do at any time, let alone after hours.

Phil is just as allergic to doing the right thing as he is to putting in effort. The only times I've ever seen him exert himself in the least, was in the pursuit of doing something greasy.
DSP reminds me of a Kitchen Nightmares episode where Gordon Ramsey comes in to say "here are the changes that we will make to make your restaurant more successful", and the owners start arguing that "hey wait, I don't want you to change anything. I just want you to tell me how stupid my customers are for saying my food sucks." I've seen like a dozen episodes like that where the owner thinks that the people criticizing his food are wrong. DSP is the same way with his gameplay streams.

 

Autopsy

kiwifarms.net
Sometimes, it kind of amazes me how much money Gachas bilk out of people.
A sane person would balk at blowing thousands of dollars on a very good game, but Gachas manage to nickel and dime people to the point where they could have bought a fancy automobile, a timeshare, or even a small house instead, despite being glorified Flash games with barely-animated PNGs. At least the foreign ones tend to produce full animations or characters with voiceacting and throw big titty anime girls around everywhere, this WWE Gacha is just sweaty men in tights.

Then, whenever I'm reminded that DSP is exactly the sort of person who blows their money that way, it all makes sense again.
 

Rainyday Hedge Fund

Diversifying Funds For a Rainy Day
kiwifarms.net
And of course neither one is something anyone with a sense of decency would do at any time, let alone after hours.

Phil is just as allergic to doing the right thing as he is to putting in effort. The only times I've ever seen him exert himself in the least, was in the pursuit of doing something greasy.
I hate greasy stuff. Can I man the piss jug catapult?
 

Flavius Anthemius

Praetorian prefect of the East
kiwifarms.net
Plastic shit, late fees, attorney fees, video games, microtransactions from mobile apps, gin, chicken, gallons of pasta sauce, more plastic shit, ear medicine, and blacked.com subscription.
Hang on just a second you empty headed lame brain retard. Now Phil actually uses his homemade recipe passed down from his grandmother on his mahms side of the family all the way back from when his ancestors were just village peasants in Foggia!

Because Phil gets right down to the heart of the matter and does things as authentically as possible, he uses a special Italian style grinder specifically designed to grind san mazarno style tomatoes with authentic condiments like water, salt and a heap of sugar.

Phil will not stoop so low as to use your generic branded americanised marinara sauce mixed in a glass bottle already packaged, he is far above those sorts of people who do that because they are lazy stoopid empty headed idiots and he said himself that he has so much pride and he would never shit in his own family recipe!
 
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Genie The Hedgehog

The Blackest of Mages
True & Honest Fan
kiwifarms.net
He does have a El Gato stream deck that someone fucking SENT to him. He has shown it on stream (post bankruptcy, I think) and just refuses to even try and use it.

He refuses to use it because it requires Windows 10 and he refuses to update his laptop running Windows 8. He's never run any updates on it at all either, so it's been running the same version since it tumbled out of the box.
 

DarkSoulsPhil

kiwifarms.net
He refuses to use it because it requires Windows 10 and he refuses to update his laptop running Windows 8. He's never run any updates on it at all either, so it's been running the same version since it tumbled out of the box.
Holy shit, anyone with half a brain could hack that shit wide open.

I hate microsoft updates and how in your face they are as much as the next guy but they do they shit to HELP YOU
 

Vapid_Idiot

kiwifarms.net
He needs sweaty jpegs of this man
hogan.jpg
 

Sparkletor 2.0

Money money money!!!
kiwifarms.net
What else can I mention?

He likely spent thousands of dollars on his dining table that seats 8 and never has guests over.

His expensive giant sectional couch that only two people sit on.

Art for every wall that nobody will look at.

Couldn't figure out how his blinds worked so he cut the cords on all of them and then bought new ones.

$200 green screen that he used for one day and then later destroyed.

Hundreds of dollars worth of posters, collectables, electronics, furniture, clothes, etc. that he left in his Connecticut condo because he didn't want to pack it up.

However much he pitched in for the Project 7 T-Shirts that he never sold.

Playstation VR unit that he used like one time.

Has like a thousand movies he owns on disc but hadn't watched. Paid for Hulu and Netflix and Disney.

He let his toilet run for a month and didn't do anything about it until he got his water bill and saw it was double the usual.

Allegedly pays thousands of dollars to get his taxes done instead of doing them himself.

Pays a delivery service to deliver him IHOP instead of making his own pancakes.

Travels to another town to get his hair cut by his personal stylist.

All the little stuff that adds up. Star Trek pizza cutter? Better buy that. Gremlins T-Shirt? Need that. Super Mario candy? Get two of those. Keurig? Doesn't drink coffee but probably should get the most expensive one. Eyeglasses? Potted plants? Spare hamster cages? Controllers for games he doesn't play. Land line phone. Four cable boxes. Shoes he doesn't wear. Custom sports jerseys. Christmas and Halloween decorations. Comic books. Stuffed animals.
 

Prince Lotor

Oldschool 80's winged-helmet autism
kiwifarms.net
Phil bought a new car in 2017 that he doesn't even drive.

He said, "buying a new car is actually cheeper than buying a used car," because a new car comes with a free maintenance package.

Guess how much free maintenance Phil has gotten done on his new car since he bought it 4 years ago. That's right, none.

He still has 2 years of payments left on that car because he chose a 72-month payment plan so that he could end up paying the most amount of money he possibly could for that car.
 

Rainyday Hedge Fund

Diversifying Funds For a Rainy Day
kiwifarms.net
Phil bought a new car in 2017 that he doesn't even drive.

He said, "buying a new car is actually cheeper than buying a used car," because a new car comes with a free maintenance package.

Guess how much free maintenance Phil has gotten done on his new car since he bought it 4 years ago. That's right, none.

He still has 2 years of payments left on that car because he chose a 72-month payment plan so that he could end up paying the most amount of money he possibly could for that car.
It was a buyers market dood. I was going to mention excise tax but don't think WA has it. With the tax it doesn't become reasonable for a few years. I should've known WA doesn't have it because he would've b*tched about it by now. Um, like, uh, the city of like renton???? is like, trying to steal, um, like, $300 dahllars from MEEE because I bought a new car. I'm not paying...They can kiss my @ss.....nahuhuhuh *snort*.
 

Joshuan Moon

Punished Josh: A Fallen Feeder
kiwifarms.net
Phil bought a new car in 2017 that he doesn't even drive.

He said, "buying a new car is actually cheeper than buying a used car," because a new car comes with a free maintenance package.

Guess how much free maintenance Phil has gotten done on his new car since he bought it 4 years ago. That's right, none.

He still has 2 years of payments left on that car because he chose a 72-month payment plan so that he could end up paying the most amount of money he possibly could for that car.

All the nonsense Phil says when he got that new car is good for a laugh. He's exactly the kind of sucker that falls for the tactic of talking monthly payment instead of final price paid.

His interest rate was garbage. He talked about getting approved for a 0%APR loan (im assuming he didn't actually confuse 0% down with 0% APR). The way those things work is that the loan actually has a nonzero interest rate and the interest is waived if you meet certain conditions. If you break the conditions the interest gets retroactively applied and you now get to gain interest for the life of the loan. This could happen for something as simple as a single late payment. Seems very possible Phil did this.

That 72 month loan term is another sign they got one over on him. No doubt Phil only ever saw the monthly payment and thought, "wow that's so much cheaper than that used car with a 36 month loan and no promo APR, must be a buyers market for new cars". There's no reason to get a 72 month loan on a car. It's just there to milk idiots. If the payment on a shorter term is too high then you can't afford the car. Just imagine still having two years left to pay on a car that's starting to reach the point where the big financial issues start to crop up.

Lastly, who the hell buys a new car just to drive it five miles four times a week? There are hundred dollar junkers held together with duct tape that will handle that task for three years before crapping out.

I think the new car really shows how Phil uses his purchases to convince himself he is a mature grown up adult. Used cars are for poors and teens and Phil has to have nice new things because that's what successful adults do.
 

Jaracainofthewind

kiwifarms.net
I think the new car really shows how Phil uses his purchases to convince himself he is a mature grown up adult. Used cars are for poors and teens and Phil has to have nice new things because that's what successful adults do.
What I would give to be a fly on the wall for his upbringing. Like, frankly I don't belive the Wolverine story. As he tells it anyway. Like I was a spoiled brat as a child. Divorced parents FTW baybeeee. Thank god that was mostly my mom, Dad ended up getting through to me. But my point is, I think about that Wolverine action figure story a lot. Because I had fits like that as a child. Probably waaaaay too old. Like I got mad at my Mom for not getting me the Yugioh PS1 game for my birthday when I was like 8. I still get ashamed of that memory, but it played out like the Wolverine toy one. Because we lived in a podunk ass area, where essentially getting video games was crapshoot anyway.

My point of all this powerlevelling is I cannot figure out why Phil would tell this story to people as if he were proud of it. And like I said, it's probably a lot of bullshit. Because, I didn't tell my mom "I told you to buy the game". It was more just quiet seething behind a flat thank you for whatever she bought me. And this is after years and years of getting what I wanted for birthdays and christmasses. And I even live in one of those cool families that we still give and get presents even now that we're all grown ass adults. (Do you think Phil actually buys his folks gifts) So that was the reaction and seething of a dumb immature kid. But I grew up, and I hated myself for acting like that. But DSP is a whole decade older than me, and still acts like he was in the right for that. Hell during that Mario 64 marathon a couple years back he used him getting that N64 as proof that he was in the right about that.

What makes it even better is when one of his viewers is like "did they have the money" and he's like "don't be stupid of course they had the money". This I think is the most telling of how Philliam thinks of money. Like he really just thinks money is until you have $0. He would insist that his parents had the money, as long as the card would clear. Damn whatever the balance is afterwards. And really when it comes to Phil. Damn what you need that money for tomorrow.

Which then raises the question in the end. What the hell was he taught? How was he raised? I mean his parents couldn't have been this financially illiterate. They have a house, and it seems Philly boy was never left truly wanting. And that car thing ultimately baffles the hell out of me. Did his father never sit him down and explain living within his means? Or even the satisfaction of having something thats 100% yours. Because where does he get his ideas about how an adult functions?
 

TheGoutburglar

The only good pigroach is a salty one.
kiwifarms.net
Given how much Phil has problems paying attention, it's entirely possible that his parents taught him all kinds of things and it just left his brain almost immediately. It would explain a lot.

As for the Wolverine toy, I'm willing to believe it went down like that because not one second of the story makes Phil look good in any way. He is thoroughly inept at a lot of things, and one of them is appearing good while being honest about something. Shit, he even makes himself look bad when he tries to lie his way into looking good, like when he said that former mod wasn't the guy he was talking about. Meaning there is more than one. Or recently when he let slip that when Twitch supposedly de-partnered him over hateful slurs, it was actually his fourth strike with that shit.

Not to mention the fact that he's still pissy about that, but it's pissy, not hurt. You say he never wanted for anything, well that was the problem. It's the one time he didn't get what he wanted, and so he had to tell the world about it because he never learned the word "No".
 

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